The first few hours after a storm passes are critical. In addition to ensuring your family’s safety and shelter, you also need to contact your insurance provider to file a claim. But before you make that call, there are some things that you need to know:
Only Contact a Reputable Roofing Contractor
A roofing contractor must perform a full damage inspection. The roofing contractor will then provide a report of the damage as well as the estimated cost of repairs. The insurance adjuster will need to conduct an inspection of their own. An experienced contractor can make the process easier by making sure all documentation is completed and doing all the follow-ups while you see to your family’s other needs.
Repairs Need to Begin as Soon as Possible
Your storm-damaged roof will be temporarily covered by your roofing contractor during this time, but it is no substitute for a fully functioning roof. Roof repair services to be done urgently because the longer your home is exposed to the elements, the greater the damage could be. By the time your insurance check arrives, the conditions for repair may require additional work, incurring additional out-of-pocket costs.
Do Not Skimp on the Repair Work
Once approved, your insurance provider will pay for the repair costs after deductibles. Always go for the best roof that your insurance provider can cover as it will be almost like getting a new roof. This will give you and your family the peace of mind knowing that your roof is ready for the next storm and that they will not have to go through the same ordeal again.
Trust Only Legitimate Local Contractors
You may already have heard of “storm chasers”, contractors who follow the aftermath of a storm and offer their “services” to unsuspecting homeowners. These itinerant scammers provide cosmetic “repairs” at best, which gives a false sense of security to their victims until the next storm happens. There’s also a good chance that their work may void warranty and/or insurance coverage. For roof repairs, whether scheduled or emergency, always choose a legitimate local roofing contractor.
Benjamin Brothers Construction is the roofing company to turn to if you need help with an insurance claim for your storm-damaged roof. Give us a call at (847) 264-4492 (Illinois), (402) 261-0652 (Nebraska) or (480) 269-9832 (Arizona). You can also fill out our contact form to schedule an appointment.